Re: [Full-disclosure] Re: choice-point screw-up and secure hashes

["Jason Coombs" <jasonc@xxxxxxxxxxx>]

> When the merchants enjoy lower
> liabilities as a result of fraud
> reduction things become a little
> different

That's what Visa and Mastercard said about Secure Electronic Transactions (SET) 
as a replacement for SSL and merchant risk management business expertise.

Oddly, neither the banks nor credit card companies wanted to absorb the cost of 
fraud any more than they already do, so they had nothing at all to offer SET 
merchants except empty and false promises...

A merchant who ships merchandise on an Internet Mail Order/Telephone Order 
credit card processing account with a merchant bank and then has a charge-back 
due to fraud or a customer who doesn't want to pay is still the one who ends up 
with the loss.

Regards,

Jason Coombs
jasonc@xxxxxxxxxxx
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